In today’s digital age, sending money has become an increasingly common occurrence. Whether you’re splitting the bill with friends or paying someone for a service, there are many different options available for transferring funds. One such option is using Facebook Messenger to send money. However, many people are still unsure about how to use this feature. In this article, we’ll provide a step-by-step guide on how to send money through Facebook, as well as information about its benefits, setting up a payment method, comparing it to other payment options, and avoiding scams.

Step-by-Step Guide

To send money through Facebook Messenger, follow these simple steps:

1. Open Facebook Messenger on your mobile device.

2. Start a conversation with the person you want to send money to.

3. Tap on the “More” icon (the three dots) at the bottom of the conversation.

4. Select “Payments” from the list of options.

5. Add your debit card or PayPal account by choosing “Add New Payment Method”.

6. Enter the appropriate information for your payment method.

7. Once you have added your payment method, type the amount you wish to send.

8. Confirm the transaction by entering your Facebook password or using your fingerprint (if enabled).

9. Press send!

It’s important to note that not everyone has access to the Facebook Messenger payments feature. It is currently only available in certain countries, and you must be at least 18 years old to use it.

Benefits of Using Facebook to Send Money

There are many advantages to using Facebook Messenger to send money. For one, it’s incredibly convenient. There’s no need to download a separate app or worry about signing up for a new service. Plus, since most people already have Facebook accounts, it’s easy to set up and use.

Another benefit is that Facebook’s payment system is secure. All transactions are encrypted, and Facebook uses a two-factor authentication system to protect your account. Additionally, your payment information is only stored by Facebook for as long as needed to complete the transaction, and is then deleted.

Finally, Facebook Messenger payments are fast. Once you set up your payment method, you can send money in just a few taps. This can be particularly useful in situations where you need to make a payment quickly, such as when you’re splitting a bill with friends at a restaurant.

Setting Up a Payment Method

Before you can send money through Facebook Messenger, you’ll need to add a payment method. Here’s how:

1. Open Facebook Messenger on your mobile device.
2. Tap on your profile icon in the top left corner.
3. Scroll down and select “Payments”.
4. Choose “Add New Payment Method”.
5. Follow the instructions to add your debit card or PayPal account.

Once you’ve added a payment method, you’ll be able to use it to send money to friends and family through Facebook Messenger.

Comparing Facebook to Other Payment Options

When it comes to sending money online, there are several options available beyond Facebook Messenger. Here are a few to consider:

– PayPal: PayPal is another popular peer-to-peer payment system. It’s been around since 1998, and is available in more than 200 countries. Like Facebook, you can link a debit card or bank account to your PayPal account to send and receive funds.

– Venmo: Venmo is a mobile payment service that is particularly popular in the United States. It works similarly to Facebook and PayPal, allowing users to send and receive money from one another.

– Cash App: Created by Square, Cash App is a money transfer app that lets you send and receive funds from other Cash App users. It’s similar to Venmo in that it’s primarily used in the US.

Each of these payment options has its pros and cons. For example, while PayPal may have a wider reach, Facebook Messenger payments are a more convenient option for those who already use the platform regularly.

Avoiding Scams and Fraudulent Transactions

Unfortunately, anytime money is involved, there’s a risk of scams or fraudulent transactions. Here are some tips on how to avoid these:

– Be wary of unsolicited payment requests: If someone you don’t know asks you for money, it’s likely a scam.

– Double-check payment details: Always double-check the details of any payment you make before hitting “send”.

– Use two-factor authentication: Enable two-factor authentication on your Facebook account to add an extra layer of security.

– Only send money to people you know: Only send money through Facebook Messenger to people you trust.

Sending Money Internationally

One of the great advantages of using Facebook Messenger to send money is that it can be used for international transactions. Not only is it faster than traditional methods like wire transfers, but it often comes with lower fees as well.

To send money internationally through Facebook Messenger, follow these steps:

1. Start a conversation with the person you want to send money to.

2. Tap the “More” icon at the bottom of the conversation.

3. Select “Payments” and add your payment method if you haven’t already.

4. Enter the amount you want to send in the appropriate currency.

5. Review the transaction details and confirm your payment.

It’s important to note that Facebook applies a currency conversion rate and a small fee to international transactions. Be sure to check these fees before sending money internationally through Facebook Messenger.


Sending money through Facebook Messenger is a convenient and secure option for transferring funds to friends and family. By following the steps outlined in this article, you’ll be able to start sending money in no time. Whether you’re using it to split a bill with friends or make an international payment, Facebook Messenger payments are a simple, user-friendly option.

So go ahead and give it a try! With Facebook Messenger, sending money has never been easier.

By Riddle Reviewer

Hi, I'm Riddle Reviewer. I curate fascinating insights across fields in this blog, hoping to illuminate and inspire. Join me on this journey of discovery as we explore the wonders of the world together.

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